Jewelry Backed Loans

While we don’t resemble a traditional pawn shop, BG Loan & Jewelry of Bell Gardens, CA specializes in providing discrete & confidential personal and/or business collateral loans using jewelry, diamonds, watches, gold, silver flatware, or coins as collateral.

We are licensed pawnbrokers, members of the Better Business Bureau and the California Pawnbrokers Association. As a jewelry pawnshop, our jewelry-backed collateral loan rates are amongst the lowest in the U.S. and are regulated by the California State Banking Commission. If you are interested in using jewelry, diamonds, watches, gold, silver flatware, or coins as collateral for a pawn loan, visit BG Loan & Jewelry in Bell Gardens, CA for a fair market personal loan.

How Our Loan System Works:

Collateral loans are easier than you think. There are no credit checks, no reporting to credit agencies and, most importantly, no legal consequences if you default. Simply bring your item(s) to us and we will evaluate your jewelry, diamonds, watches, gold, silver flatware, or coins and present you with a loan value while you wait. If you decide to accept the loan, a ticket will be issued containing a description of the item, the loan amount borrowed and a due date.  There is an additional grace period at the end of the loan period. During the loan period you maintain ownership of your item. At the end of the loan period the borrower has 3 choices:

1.     Redeem the item by paying the amount of the loan and interest charges

2.     Pay the interest and renew the loan for a new loan period

3.     Surrender the item

Interest rates are fixed by the California State and are among the lowest in the country. 

Discreet and Confidential: We offer the use of our own private meeting room for anyone who prefers to discuss their needs privately.

Contact BG Loan and Jewelry  today at 562-927-7296, or check out our FAQ page.