Collateral Backed Loans

The process:

When you make a loan with us, you retain the title to your jewelry.

You are merely leaving it with us as collateral in case you fail to pay for the loan in accordance with the terms of the loan agreement.

A reputable jewelry assessor will value your piece and offer you a loan based on the worth of your item.

You’ll agree to terms and they will give you cash or a cashier’s check on the spot, and hold your item as collateral.

Why you should loan?

A loan may be the best fit for you if you need cash quickly and do not wish to part with your jewelry, and you’ll have the means to pay back the loan. It removes the pressure of having to sell your jewelry and doesn’t require a credit check.

Sell

The process:

We will evaluate your jewelry and make an offer.

The offer is based on the item’s precious metal content, weight and whether the item will be refined or resold.

When you aren’t sure which items to sell or keep, we will gladly price pieces individually.

When our offer is acceptable, you’ll get cash on the spot.

If the offer is not acceptable, you are not obligated to us in any way.

Why you should sell?

The major advantage to selling your jewelry instead of making a loan is you will receive more money. If you no longer wear your jewelry, it is broken or you simply don’t want it any longer, selling it is your best option.